Etisalat Money Adds Gold and Silver Trading From AED 1 Through OGold Partnership

The agreement was announced at the Dubai FinTech Summit 2026, organised by the Dubai International Financial Centre, according to a statement carried by the Emirates News Agency. It puts fractional precious metals inside another mass-market UAE payments app. OGold struck a similar arrangement with botim in August 2025, and digital wallets in the country increasingly use small-ticket investment products to keep users active.

Under the arrangement, transactions will be available around the clock through the etisalat money platform, the companies said. All holdings will be backed by physical metal kept in insured vaults, with the insurance held in each customer's name. Customers will be able to redeem their balances for physical bars or coins from brands including SAM, Emirates Gold, PAMP and Auriz.

The offering also includes a Shariah-compliant earnings feature that pays eligible customers a variable annual return on their metal holdings, subject to terms and conditions. The statement did not give an expected rate of return, fees, a launch date or the number of etisalat money users who will have access.

"Financial inclusion means putting practical opportunities within reach of more people," said Melike Kara Tanrikulu, chief executive of etisalat money. She said the service would let customers "begin with a modest investment and build their holdings over time."

Bandar Alothman, OGold's founder, said the deal brings the company's precious metals infrastructure into "an established digital financial ecosystem".

OGold has built its business largely through partnerships with other platforms. Its tie-up with botim put gold investing inside that app's investment section, and botim money later added digital silver. The company said in April that it had passed 1 million users and processed more than $50 million in gross merchandise value when it announced a strategic investment from Plug and Play Ventures. It has since signed integration deals with BELOBABA and the robo-advisory platform Valura.ai.

The companies tied the partnership to the UAE Digital Economy Strategy, which aims to double the digital economy's contribution to GDP by 2032.